Kiran Kumar K V possesses extensive experience in Finance and FinTech, spanning 20 years. His career encompasses roles in banking, consultancy, academia, and research. Starting as an Associate Vice President (AVP) at HSBC Bank, India, he later transitioned into consultancy, specializing in Finance, FinTech, and Financial Analytics for Micro, Small, and Medium Enterprises (MSMEs) and FinTech startups in India, the USA, Singapore, and Japan. He has taught at institutions such as the Indian Institute of Management Kozhikode (IIM-Kozhikode), Birla Institute of Technology and Science Pilani (BITS Pilani), Narsee Monjee Institute of Management Studies (NMIMS), Masters Union, and WeSchool. Kiran Kumar holds a Post-Graduate degree in Finance, a Master of Commerce (M.Com.), and is a Chartered Financial Analyst (CFA) and Certified Management Accountant (CMA). His area of research in Ph.D. is Corporate Finance Practices. He has published papers in journals indexed by Scopus and the Australian Business Deans Council (ABDC), contributing to the discourse on contemporary financial paradigms.